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	<title>Car Insurance SA Glossary</title>
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	<description>A Useful Set of Car Insurance Glossary Terms</description>
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		<title>Warranty</title>
		<link>http://www.carinsurancesa.co.za/glossary/warranty.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/warranty.html#comments</comments>
		<pubDate>Wed, 08 Jul 2009 04:17:01 +0000</pubDate>
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		<description><![CDATA[A warranty is a term of an insurance contract that must be strictly adhered to. In car insurance a warranty is a promise (or undertaking) to comply with a specific condition. Failing compliance of a warranty is very serious as it could invalidate the policy. A warranty is a common law principle that gives the [...]]]></description>
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		<title>Waiver</title>
		<link>http://www.carinsurancesa.co.za/glossary/waiver.html</link>
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		<pubDate>Tue, 07 Jul 2009 05:51:16 +0000</pubDate>
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		<description><![CDATA[A waiver in insurance terms usually refers to an extension of a specific cover which was excluded in the original policy document. The word waiver could have a number of meanings such as:

The surrender of a right or privilege that exists. For example, in car insurance contracts you will usually find that an excess is [...]]]></description>
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		<title>Void</title>
		<link>http://www.carinsurancesa.co.za/glossary/void.html</link>
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		<pubDate>Mon, 06 Jul 2009 05:04:53 +0000</pubDate>
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		<description><![CDATA[A contract is void if it is illegal from the start – also called inherently void. A void contract cannot be accepted in a court of law and will be declared null by the courts; hence we refer to a policy that is null and void. A car insurance contract will be void if a [...]]]></description>
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		<title>VIN</title>
		<link>http://www.carinsurancesa.co.za/glossary/vin.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/vin.html#comments</comments>
		<pubDate>Sat, 04 Jul 2009 04:46:06 +0000</pubDate>
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		<description><![CDATA[Your car also has an identity number – it is called a Vehicle Identification Number (VIN for short.) The VIN number consists of 17 digits using an alpha numerical code which provide details of the car’s make, model, options, year of manufacture and the serial number.
The VIN number will be recorded when you take your [...]]]></description>
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		<title>Valuation</title>
		<link>http://www.carinsurancesa.co.za/glossary/valuation.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/valuation.html#comments</comments>
		<pubDate>Fri, 03 Jul 2009 03:35:04 +0000</pubDate>
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		<description><![CDATA[The term valuation refers to the calculation or determination of the value of an asset. In car insurance a valuation of the asset, being the insured car, is very important as the valuation amount plays an vital role in the calculation of the premium. When you insure valuable items such as jewellery or paintings you [...]]]></description>
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		<title>Usage</title>
		<link>http://www.carinsurancesa.co.za/glossary/usage.html</link>
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		<pubDate>Thu, 02 Jul 2009 04:27:52 +0000</pubDate>
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		<description><![CDATA[Usage in car insurance simply refers to the main purpose (or primary function) for which you use your car. It is important that the purpose be correctly identified and stipulated in your car insurance policy. If this is not done you may find your insurance claims repudiated. You may think that the purpose you use [...]]]></description>
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		<title>Uberrimae Fidei</title>
		<link>http://www.carinsurancesa.co.za/glossary/uberrimae-fidei.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/uberrimae-fidei.html#comments</comments>
		<pubDate>Wed, 01 Jul 2009 03:07:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Glossary]]></category>

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		<description><![CDATA[Uberrimae Fidei is the Latin term meaning Utmost Good Faith. In car insurance contracts, like in all contracts of insurance, it was accepted as a ground rule demanding that both insured and insurer must act with the utmost good faith in their dealings with one another. The principle of Uberrimae Fidei implies that both parties [...]]]></description>
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		<title>Territorial Limits</title>
		<link>http://www.carinsurancesa.co.za/glossary/territorial-limits.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/territorial-limits.html#comments</comments>
		<pubDate>Tue, 30 Jun 2009 03:10:17 +0000</pubDate>
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		<description><![CDATA[The Territorial Limits in a car insurance policy document explain in which areas or countries the insurance company will accept responsibility for damage or loss. Any claim for an insured event that took place outside the borders of the territorially limited area will not be paid by the insurance company.
In South Africa most car insurance [...]]]></description>
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		<title>Survey Request Form</title>
		<link>http://www.carinsurancesa.co.za/glossary/survey-request-form.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/survey-request-form.html#comments</comments>
		<pubDate>Mon, 29 Jun 2009 02:09:20 +0000</pubDate>
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				<category><![CDATA[Glossary]]></category>

		<guid isPermaLink="false">http://www.carinsurancesa.co.za/glossary/?p=757</guid>
		<description><![CDATA[When a person completes a proposal form for short term insurance, such as car insurance, you will be asked to give full details of the item you want to insure. In the case of car insurance the item will be the car you wish to insure.  An insurance company may send out a surveyor to [...]]]></description>
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		<title>Statutory Law</title>
		<link>http://www.carinsurancesa.co.za/glossary/statutory-law.html</link>
		<comments>http://www.carinsurancesa.co.za/glossary/statutory-law.html#comments</comments>
		<pubDate>Sat, 27 Jun 2009 04:48:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Glossary]]></category>

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		<description><![CDATA[South African law is as colourful as the people of this nation. Indeed, we have a mixed legal system with influences from the Dutch (in our civil law), English (in our common law), and indigenous law, also called African customary law. Statutory law refers to those laws promulgated by the government of the country. In [...]]]></description>
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