Medical Cover
Medical Cover is most commonly seen as medical aid cover or insurance. In our glossary we are referring to the actual medical cover included in your car insurance. All car insurance policies will have some form of medical cover included in the policy. It is important for all insured parties to check what medical cover they enjoy with their car insurance and not to take anything for granted. Whatever is stipulated in your policy is the amount or type of cover that you will receive. If your car is involved in an accident any injured person will receive a maximum amount of cover, often not more than R500.
If you take out Comprehensive Insurance, you will enjoy the benefits of a package of medical assistance benefits (not to be confused with medical cover as described above.) These benefits may include the following:
- Emergency telephonic assistance
- Emergency response – either by road or air ambulance at the accident scene
- Transfer by road or air to the best suited hospital or other medical facility
- Life saving medication or blood transfers
- Care for stranded children will be organized
- Transport back home of terminally ill patients if hospitalized far from home
- Repatriation of mortal remains
- Access to specialized sexual assault crisis centres.