If you have more than one car and you insure them on the same policy, or on different policies with the same insurance company you may qualify for a special discount called a multi-car discount. It makes sense that a person would insure their cars with the same insurance company unless a better deal can be arranged for one of the cars with a different company.

Should one of your cars fall under a specialized category such as a vintage car you may have to deal with different insurance companies as not all insurers will offer car insurance on specialized categories such as vintage or sport cars. If however, you have more than one “ordinary” car you need to insure ask your insurer for a multi-car discount. If they do not offer such a discount you might want to do some investigation and find a car insurance company that will gladly give you a multi-car discount to obtain your business.

Also check with your insurance company if you will qualify for a discount on your private car if you also drive a business car that is insured by your company. This benefit is available at some car insurance companies.