Political Riot
When car insurance policies refer to political riot the term is actually incorrect. The term Political riot is often used to include all acts that stem from a political motivation – acts that can cause damage to property such as buildings or cars. Included under the term political riot you will find terms such as riot, strike and also public disorder. These perils cannot be covered under a “normal” car insurance policy and are listed as excepted or uninsurable perils in your car insurance contract.
Cover against the acts or risks classed as political riot in the paragraph above can be taken out with SASRIA and a small monthly premium is normally included in all car insurance policies. The premium is paid over to SASRIA by the insurance company on behalf of the insured parties. Claims against the risks insured through SASRIA must be made directly with them and not through your car insurance company. See the glossary entry for SASRIA for more details about this specific cover.