All financial institutions such as banks and insurance companies now use the word products to describe their different offerings to clients. Car insurance companies are no different and nowadays you will find a wide variety of car insurance products to meet your every need.

It may be rather confusing for the general public to deal with the different names of car insurance products as each insurance company will obviously brand his products with different names to differentiate its products from the rest of the competition. Even though insurance products will go by different names, depending on the brand, they generally include the same basic cover.

Competition is rife between car insurance companies so it is always in your best interest to shop around. All car insurers will offer the basic products namely third party only cover; third party, fire and theft cover and comprehensive car insurance. Then we have seen a number of specialist products enter the market such as off-road cover, executive cover, vintage cars and exotic cars. We have also seen products specifically designed for women and people over fifty years of age. There are also differences in the products offered for private or business car use and now also pay-as-you-drive products.