SASRIA
SASRIA, the South African Special Risks Insurance Association came into being in 1979. After the Soweto Riots of 1976 insurers decided that they could not continue to provide cover for losses resulting from political acts. Insurance companies are members of SASRIA and also act as agents. There is also government involvement in SASRIA due to the nature of the business. SASRIA is a Non Profit Organization.
SASRIA originally only covered political riot but that was changed to include strike action, public disorder as well as non political riot action. War risks are not included. In car insurance, if you read your policy document, you will find that riots, political acts, public disorder, terrorism or any attempted such acts are excluded from your car insurance cover.
As these risks are covered by SASRIA you will find that a small additional premium is added to your insurance premium every month, when we say small we refer to something like R1.80 for the average car. The premiums are then paid over to SASRIA by the various short term insurance companies. Should you need to claim from SASRIA your insurance company will be able to provide you with the necessary information.