Theft of cars and carjacking is still a very serious problem in South Africa. The crime statistics for the year ended July 2008 show a decline in car theft of 7%, yet the number cars stolen, 80 226, is still astronomical. The rate of carjacking has increased by 4.4% to 14 201 and that is of grave concern to all motorists and car insurance companies. 70% of the carjackings took place at the owner’s premises.

These statistics, on the one hand, underline the need for car insurance in South Africa and on the other hand also explains why car insurance premiums are so high. As a motorist you need to, not only have sufficient insurance cover but, also take preventative care to protect yourself and your loved ones against these crimes as far as possible.

Some measures you can take:

• Be alert at all times – know what is happening around your car, especially when approaching your home.
• Don’t stop at isolated places and only park in well-lit areas.
• Keep the windows shut and doors locked at all times.
• Remember your life is more important than your car.
• Use security devices, the best you can afford.
• Don’t leave property in your car where it can be seen.
• Keep up to date with the latest tricks used by carjackers.